Marche immobilier Australien

Messages: 834 Date d'inscription: 30/09/2010 Localisation: Sydney

Citation:

What arrogant, blinkered rubbish this guy comes up with.....
Thearticle states that many lessons have been learned. With the Aus banksmassively exposed to mortgages (including repackaged subprimes) I'd saythey are in Lehman territory, nothing has been learned. In fact withthe help of goverment intervention, the pain has been increasedmanifold and the effects will, already are crippling the country
Lehman went smack in 2008, about two years after the decline in housing started in the US
Aus house prices have started a long, long decline, the stopwatch is ticking, place your bets please....
CBA goes in 2013 ? (58% of its total loan book is residential !!!!!)
AsAustralia doesn't produce enough deposits to service its massive bellyfor debt, CBA resorted to a farcical global roadshow trying to convincethe banking community that it's xposure was manageable and stable. CBAwas laughed out of the room.
I wonder if it's really different here ? No that's right.....it's exactly the same as all others....POP

http://www.smh.com.au/business/all-our-banks-are-too-big-to-fail--even-the-tiny-ones-20101215-18xbf.html#comments

Je lance une file sur ce theme car la situation de l'immobilier downunder est interessante. Pour le moment, le marche defie toute logique avec au pire une stagnation des prix ces derniers mois mais toujours pas de baisse en moyenne.
En realite, les prix dans les quartiers les plus modestes et ou les habitants sont fortement "leverage" (traduction du terme en francais?) ont commence a prendre la direction du sud, les quartiers riches resistent eux plutot bien.

Je m'interroge vraiment sur l'avenir de ce marche tant le ratio revenu/endettement du prive depasse l'entendement. Le chiffre interessant plus haut est 58%... Cela signifierait que meme 10% de defauts entrainerait de serieux problemes pour les bancaires et l'economie australienne en general, dont il ne faut pas oublier que les Chinois tentent de prendre le controle depuis un moment deja, surtout sur les mp bien sur.